I can help you win at the money game.

Growing up, I watched my single mother work hard to keep a roof over our head and food on the table. Even through my young eyes, I could see the importance of having financial stability.

 

Motivated by that memory, and determined to win at the financial game of life, I majored in international business in college and went on to get my MBA. But post-graduation, I found myself weighed down by $25,000 in student loan debt. I felt like I was underwater before I even learning to swim.

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It was then that a friend gave me Dave Ramsey’s book, Financial Peace. With Dave’s strategies in hand, I set out to master the art of money management, and it felt great to make strides in tackling my student loans. I decided to ignore Ramsey’s “Baby Steps” concepts, which seemed like principles that were meant for people much older than me. This misstep led me straight into the debt trap by purchasing cars with bank loans. After working so hard to pay off my education, here I was again mired in thousands of dollars of debt. 

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Fast forward a few years — years in which I became a husband and father — and I became increasingly frustrated with my financial situation. I took another look at those Baby Steps, and now I saw how they could help me.

 

Not wanting my own children to grow up with the financial stress that I had, I knew that mapping out a secure financial future for my family was of utmost importance. I doubled down on my efforts and paid off over $30,000 in debt. I saved enough money to cover six months of living expenses in case of emergencies. My retirement savings grew as I routinely added 15% of my income. I added extra mortgage payments to pay off my house faster. And I even stepped up to coach others through Dave Ramsey’s program, Financial Peace University, turning my journey into a team effort.